All members should know that some of their benefits premium rates will change soon.

 Use of the major medical and dental plans was high and expenses exceeded contributions.

Major medical and dental premium rates will increase to reflect the high usage rates.

Life insurance premiums rates will remain unchanged.

The premium changes will be reflected on employees’ July 12, 2022 pay advice. At the same time, changes will also be made to the premiums paid by the City.

Changes to the LTD rate, reflecting the recently ratified collective agreement will be announced soon. It’s anticipated that this will be a meaningful downward adjustment. Stay tuned!

The following tables show the intended changes. Look to the final 2 columns to see the deduction you should expect on your pay advice. In the second and third columns, you can see the current rates for comparison.

MAJOR MEDICAL

 

ATU (Main & DATS)	Current Rates Single	Current Rates Family	New Rates Single	New Rates Family
Employee	$8.24	$16.47	$9.06	$18.12
Employer	$24.72	$49.41	$27.32	$54.35

DENTAL

 

ATU Main & DATS	Current Rates Single	Current Rates Family	New Rates Single	New Rates Family
Employee	$5.89	$14.63	$7.36	$18.29
Employer	$13.73	$34.14	$17.16	$42.67

  Group Life Insurance

 No change to group Life insurance Rates: Employee pays $0.50, Employer pays $0.50 for employee. For dependants, Employee pays $1.50

Cost Share

Note that the City pays 75% of the total cost of the Major Medical Plan and 70% of the total cost of the Dental Plan.